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What Credit Score Do You Really Need To Buy a House? When you’re thinking about buying a home, your credit score is one of the biggest pieces of the puzzle. Think of it like your financial report card that lenders look at when trying to figure out if you qualify, and which home loan will work best for you. As the Mortgage Report says: “Good credit scores c...
How Mortgage Rate Changes Impact Your Homebuying Power If you’re thinking about buying or selling a home, you’ve probably got mortgage rates on your mind. That’s because you’ve likely heard that mortgage rates impact how much you can afford in your monthly mortgage payment, and you want to factor that into your planning. Here’s what you n...
The Number One Mistake Sellers Are Making: Overpricing Their House In today’s housing market, many sellers are making a critical mistake: overpricing their houses. This common error can lead to a home sitting on the market for a long time without any offers. And when that happens, the homeowner may have to drop their asking price to try to re-ignite buyer intere...
Today’s Biggest Housing Market Myths Have you ever heard the phrase: don’t believe everything you hear? That’s especially true if you’re thinking about buying or selling a home in today’s housing market. There’s a lot of misinformation out there. And right now, making sure you have someone you can go to for trustworth...
What Mortgage Rate Are You Waiting For? You won’t find anyone who’s going to argue that mortgage rates have had a big impact on housing affordability over the past couple of years. But there is hope on the horizon. Rates have actually started to come down. And, recently they hit the lowest point we’ve seen in 2024, according&...
Hello, future neighbors! We’re two passionate Realtors who have had the pleasure of working in many communities throughout Southern California, but there’s something truly special about Monrovia. Nestled at the base of the San Gabriel Mountains, Monrovia isn’t just a place on a map—it’s a place in our hearts. Here’s why we think Monrovia should be your nex...
As we approach another Presidential election, we understand how easy it is to feel a mix of curiosity and concern about what’s ahead. The thought of what might happen can leave you feeling uncertain, especially if you're considering buying or selling a home. We’re here to share some reassuring insights to help you feel more confident in your decisions during this time. It mig...
As September unfolds, many of us in the real estate world are keeping a close eye on the Federal Reserve. With inflation easing and the job market cooling, there’s a strong sense that the Fed might soon lower the Federal Funds Rate. Mark Zandi, Chief Economist at Moody’s Analytics, put it simply: “They’re ready to cut, just as long as we don’t get an inflation s...
Today’s Mortgage Rate Update and Perspective 30 Year Fixed Rates *Figures from Freddie Mac Weekly Rate Survey. For illustrative purposes only. ...